Welcome to COVER & ABOVE  “FOR YOU TO KNOW” Page: The Learning and Knowledge 4U2K in Investment Planning, Financial Services & Wealth Management, hosted by Irshad JACKARIA 

[BCom (Hons), Dip INV, MSc, MCIPS, CFA]

It’s concise, yet precise

01st MAY 2017: 4U2K – Family and Finance – The Link !

The International Day of Families is observed on the 15th May of every year. It is a platform to promote awareness of issues relating to families, and to increase the knowledge of the demographic, economic and social processes affecting families. Let us extend …

Click to read more

01st APR 2017: 4U2K – Health and Finance – The Link !

Every year, on the 07th of April, the world celebrates the "HEALTH DAY". The theme for 2017 is about making people aware of DEPRESSION and to make them realise that it can be prevented and treated …

Click to read more

01st MAR 2017: 4U2K – Savings Rate !

Do you know how the savings rate is calculated? In Mauritius, the savings rate offered by commercial banks represents a reference for the risk-free rate and can be used to judge …

Click to read more

01st FEB 2017: 4U2K – Prime Lending Rate !

Do you know how the rate that you pay on your loans is calculated? In Mauritius, the prime-lending rate charged by banks represents a reference for the rate that you will be paying …

Click to read more

01st JAN 2017: 4U2K – Resolutions !

Did you know that 72% of resolutions taken on the first day of the year are not followed through? This is a reality that, most of us, and not to say all of us, will associate ourselves with. This gets us to think that, for majority of us, either, this period is not meant …

Click to read more


Your Financial Advisor & Wealth Planner

Irshad is the owner director of Cover and Above, launched in July 2016 and of Knowledge of the ART Corporate Training Academy created in July 2003. He was voted the ‘most successful young entrepreneur of the year in Mauritius’ in the Shell Livewire for 2005. At Knowledge of the ART, he develops, launches and lectures courses in the areas of Banking, Financial Services, Investment, Private Banking, Wealth Management and Insurance. At Cover and Above, he provides financial advices and wealth planning services.

These highly practical courses have seen, over the years, participants from HSC holders with no prior experience to banking and finance personnel like tellers, service representatives, officers, supervisors and managers, as well as graduates and charter holders in banking, finance and accounting.

And, in 2016, Irshad earned the Chartered Financial Analyst ® (CFA®) credential and became a member of CFA Institute, Charlottesville, USA, as well as a member of the CFA Society Mauritius.

The CFA credential is the badge of distinction in the investment management profession. It represents a deep knowledge of investments, a commitment to ethics, and a passion for always putting investors first.

The CFA Institute is a highly respected global community of investment management professional excellence and integrity. The achievement of the charter demonstrates diligence and tenacity, and CFA charterholders are recognised for this unwavering integrity, and by earning the CFA charter, one makes a serious commitment to uphold the highest standards of professional education and conduct.