Budget Planning

A budget is a stepping-stone to financial independence. We will help you to structure your income and expenditure and we will advise you on how much to channel into savings and investments, for your forthcoming projects.



in the world of finance, there is a simple calculation, called the Doubling Rule, which one can use to approximate the number of years that it will take to double one's money, at a given compound rate of return. It is also called the RULE OF 72, which is simply about taking 72, and divide it by the compound rate of interest. For instance, if the average savings rate in Mauritius is at a compound rate of 2.5%, and you take a sum of money and put it on your savings account today, it means that it will take approximately 28.80 years (72 divide by 2.5) to double your money.

NOTE: COVER AND ABOVE LTD is registered with the FINANCIAL SERVICES COMMISSION, as representative of SWAN LIFE LTD, with Licence No. AI16000536. All financial advices from the staff of COVER AND ABOVE LIMITED are relative to the products and services offered by SWAN LIFE LTD.